{"id":50,"date":"2022-10-25T04:00:00","date_gmt":"2022-10-25T10:00:00","guid":{"rendered":"https:\/\/www.jdinsurancegroup.com\/blog\/?p=50"},"modified":"2022-10-25T10:19:03","modified_gmt":"2022-10-25T16:19:03","slug":"renters-insurance-faqs","status":"publish","type":"post","link":"https:\/\/www.jdinsurancegroup.com\/blog\/renters-insurance-faqs\/","title":{"rendered":"Renters insurance FAQs"},"content":{"rendered":"<p>In&nbsp;the United States, 35% of households are rentals. While homeowners are the largest proportion, that still means millions of people rent. The sad fact is, 40% of them don&#8217;t have renters insurance. At&nbsp;JD Insurance Group in Beaumont, TX we would like to make sure that our customers who are renters have all the information they need to make the right decision about whether it is something they need.<\/p>\n<h2>Why do I need renters insurance?<\/h2>\n<p>You probably own a lot more than you realize. When something happens to damage your rental, if you don&#8217;t have renters insurance you will need to replace everything that you own. No, your landlord does not have insurance that covers your property. Try to imagine trying to replace all your clothes, your furniture, your electronics, and all the rest of your things. It&#8217;s a lot and would be hard to do all at once on your own without insurance.&nbsp;<\/p>\n<h3>What coverage does renters insurance provide?<\/h3>\n<p>In addition to content coverage, renters insurance offers liability coverage and loss of use coverage. Liability insurance protects you if someone is injured while visiting your rental or by a member of your family. A judgment against you could wipe out your savings and even put you in debt. Loss of use coverage means that if your rental is not habitable, your renters insurance will pay for a place for you to stay and also provide some meals. This can be a great help after the trauma of the loss.&nbsp;<\/p>\n<h3>Does renters insurance cover my stuff if I am away from home?<\/h3>\n<p>Yes, if you are traveling, and you lose something, or it gets stolen, your renters insurance will cover it the same as if you were at home.&nbsp;<\/p>\n<h3>Get The Right Coverage For Your Needs<\/h3>\n<p>Contact JD Insurance Group in Beaumont, TX if you have questions about renters insurance.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In&nbsp;the United States, 35% of households are rentals. While homeowners are the largest proportion, that still means millions of people rent. The sad fact is, 40% of them don&#8217;t have renters insurance. 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