If you are like many classic car enthusiasts living in or near Beaumont, TX, you may buy an older vehicle to restore it to its former glory. For a significant portion of the time after the purchase, your car may sit in your garage in an undrivable state during restoration. Do you still need insurance? The answer is yes; JD Insurance Group can help explain why you need coverage to protect your vintage auto.<\/p>\n
Classic car restorations can take years to complete. During this time, you cannot drive the vehicle, as it may not have an engine or one or more additional essential parts. Classic car insurance considers that you won’t use your collectible car as your primary means of transportation. Most insurers will require proof that you have another vehicle for daily use. Nevertheless, a general classic car policy is still not enough if you intend to do extensive work for your four-wheeled baby. A general policy will cover you for liability, collision, and the other common elements of an auto policy, but if you run into trouble during storage, you need more<\/p>\n
Also called "Vehicle Under Construction" coverage, this part of a classic car is an add-on to your primary policy. You’ll need to provide proof that you are actively restoring your vehicle and detailed explanations about the work being done. Usually, you can increase the amount of your car’s agreed-upon value while restoring it. Restoration coverage is a temporary add-on, so you can cancel it when you have completed the work.<\/p>\n
For more information on how classic car restoration coverage works, contact JD Insurance Group, serving Beaumont, TX. We will gladly design a policy to meet your needs.<\/p>\n","protected":false},"excerpt":{"rendered":"
If you are like many classic car enthusiasts living in or near Beaumont, TX, you may buy an older vehicle to restore it to its former glory. For a significant portion of the time after the purchase, your car may sit in your garage in an undrivable state during restoration. Do you still need insurance? […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[13,15],"class_list":["post-94","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-beaumont-tx","tag-jd-insurance-group"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t