3 Areas Covered by Renters Insurance

Are you a renter in Beaumont, TX? Have you heard about renter’s insurance? Unfortunately, most tenants don’t purchase renters insurance because they think the landlord’s insurance policy covers them. While your landlord has insurance, it only covers their property and not your belongings.
Still not convinced that you need renter’s insurance? Consider the following areas covered by renter’s insurance from JD Insurance Group.

Liability protection

Assume you cause property damage to other renters. How will you pay the damage? If the damage is significant, you might be unable to cover it from your pocket. However, with renter’s insurance, third-party claims are your insurer’s headache.

Similarly, a renter’s insurance plan covers you when accused of bodily injury. For instance, if a guest sustains an injury while on your premises, renter’s insurance covers the medical costs, including legal costs if sued.

Additional living expenses coverage

What would happen if a covered peril destroys your dwelling? You would have to seek temporal shelter as your apartment or condo undergoes repairs. Luckily, if you have renter’s insurance, you don’t have to worry about additional living expenses like hotel food and accommodation as it’s your insurer’s headache.

Assets protection

Renters insurance protects your assets like laptops, furniture, and clothing from perils like theft, fire, and so on. Besides, renters insurance protects your assets even when outside your dwelling. For instance, if someone breaks into your car while shopping and steals your laptop, renters insurance compensates you for the loss.

With renter’s insurance, you can have peace of mind, knowing that the assets you have worked so hard to accumulate are well-protected.

Buy renters insurance in Beaumont, TX

Would you like to buy renter’s insurance in Beaumont, TX? Would you mind looking no further than JD Insurance Group? We offer personalized renter’s insurance to meet different insurance needs.