Beaumont Bikers Enhancing Protection with Motorcycle Insurance

Beaumont, TX, is a great place to be a biker. Here at JD Insurance Group, we want you to have the best ride of your life and be able to ride for many years to come without worrying about all the hassle and fuss you must go through to ride on Texas roads.

To Ride, You Must Have Insurance

In Texas, the law clearly states that motorists, including motorcyclists, must have insurance if they want to operate on the road. The basic coverage that they must have is a 30/60/25 policy. This policy represents a minimum that bikers must follow when choosing insurance plans. They must have $30,000 liability for each person, $60,000 per accident, and $25,000 for property damages. Many riders will opt to have higher coverage to give themselves more protection in the case of an accident, but it is not required.

Types of Insurance Riders Can Choose

You can consider many insurance areas when choosing an insurance plan. Each plan will have different levels of coverage as well as coverage types. Some main insurance areas to look out for include:

  • Liability: the heart of most insurance plans, including liability for property or bodily injury
  • Medical payment coverage: designed for medical expenses that occur for a driver and passengers during an accident
  • Underinsured insurance: assists drivers when another person involved in the accident does not have insurance
  • Collision coverage: a type that assists with damages resulting from collision
  • Comprehensive coverage: coverage that covers all accidents outside of collisions, such as natural disasters or vandalism
  • Personal injury protection: gives drivers coverage for bulls, medical expenses, and other financial damages that result from an accident.

Keep on Riding

For those in Beaumont, TX, JD Insurance Group wants to help bikers get the protection they need and keep riding. If you want to keep riding, reach out to our insurance agency, and we’ll be happy to help you get the right level of coverage to protect you and your motorcycle.